Aging is an inevitable component of life. Young children often cannot wait until they get older because of the freedoms that seemingly come with being more mature. On the flip side, adults often wish they were young again. Time waits for no person, and with aging comes many changes, many of ...
New York state has expanded the Medicare Savings Program (MSP) to higher income limits in 2023. What does this mean to you? MSP helps older adults and people with disabilities living on limited incomes by paying their Medicare Part B premiums and automatically enrolls them in Extra Help. This financial assistance helps by allowing enrollees to maintain their Medicare coverage, access needed care, and afford other necessities. The newly expanded program is estimated to save beneficiaries an average of up to $7,300 annually. You and approximately 100,000 other Older Americans in New York ...
Our region has some of the oldest housing stock in the state of New York. According to the 2022-2024 Chautauqua County Community Health Assessment and Community Health Improvement Plan (https://chqgov.com/sites/default/files/document-files/2023-01/CHQ.CHA—.2022.Final—.pdf), “Housing structures in the County are relatively old with 40.5% built in 1939 or earlier, compared to 31.0% in New York State. In Chautauqua County, 52.7% of homes were built prior to 1950, compared to 32.3% in New York State”. These homes might have been great when folks were younger, but as we age, they may ...
Every four years, the Chautauqua County Office for Aging Services (OFAS) must submit a plan to NYS Office for Aging (NYSOFA). This plan must outline how we will use the funding we receive to best meet the needs of Older Adults and Caregivers in Chautauqua County. It will include goals like “allow older adults to age in place in the community” and it must demonstrate how the programs and services we provide meet those goals and the needs for most older adults. We cannot come up with this plan on our own. If we did, it would not reflect the true needs of our community. So, over the ...
Question: EPIC sent a letter saying it was changing, but I don’t remember what it said. Will my medications still be covered? Answer: New York state is one of a limited number of states that provides assistance with prescription drug coverage for those who qualify, EPIC. The EPIC program (Elderly Pharmaceutical Insurance Coverage) to New York State residents, who are over age 65 and make less than $75,000 for an individual and $100,000 for a married couple. (This income standard is based on last year’s income.) EPIC has two levels of coverage, the Fee Plan and the Deductible ...
Women often don’t score as well as men in surveys of financial literacy. One area where we seem to do better is “longevity literacy,” or understanding how long we’re likely to live. Longevity literacy is essential to smart retirement planning. Overestimate your longevity, and you ...
