Is Long Term Care Insurance A Good Purchase?

August 14, 2023

Question: I have been considering Long Term Care Insurance (LTCI), and would like to know what you recommend? Answer: Long Term Care Insurance (LTCI) can be a useful tool to help pay for healthcare services you may need in the future, but not for everyone. As a Geriatric Care Manager, I can work with individuals who already have LTCI and want to begin using it to help pay for their care. I can also help evaluate whether LTCI is a useful purchase for you. It is important to understand how LTCI protects you and helps pay for care. LTCI usually reimburses you for care you have already ...

What’s To Be Done With Notice Of Unordered, Unreceived COVID Tests?

August 7, 2023

Question; I received an Medicare Summary Notice with COVID tests ordered, but I didn’t order them, and I didn’t get them. What should I do? Answer: Whenever you go to see your doctor or are admitted to the hospital, your benefits are processed through your insurance provider. The insurance carrier will either mail you a Summary Notice or an Explanation of Benefits notice. Traditional Medicare recipients receive a Medicare Summary Notice (MSN). This notice alerts you to the fact that a provider has billed Medicare using your ID number for a service or office visit. You have heard ...

Insulin Pump Savings Delayed For Medicare Users

July 31, 2023

Question: I use an insulin pump and I didn’t see the savings on my insulin like you previously discussed. Can you explain why? Answer: Insulin is used to help your body process the glucose in your body. For most individuals this insulin is injected via a needle or more recently, a pen type injector. For some individuals this is not adequate for controlling their blood sugar levels. These individuals may use an Insulin Pump. An Insulin Pump is a small device that delivers insulin through a catheter directly into the body. This device allows a continuous supply of insulin to be ...

I Have Seen Signs For Senior Health Matters. What is that? Are you affiliated with that?

July 17, 2023

Answer: Senior Health Matters is a campaign that has been initiated by Culture Care Senior Living, which now own Tanglewood Manor, Memory Gardens, Comfort Today and the Magnolia. Culture Care Senior Living is new to our region but has provide services in four counties of Pennsylvania for a number of years. Culture Care Senior Living is guided by three core values, Resident Focus, Team Empowerment and Continuity of Care. Using the three core values as the starting point, the upcoming Senior Health Matters Expo is a point of introduction for us. These core values are the basis, which ...

Healthy Balance

July 17, 2023

Aging is an inevitable component of life. Young children often cannot wait until they get older because of the freedoms that seemingly come with being more mature. On the flip side, adults often wish they were young again. Time waits for no person, and with aging comes many changes, many of ...

State Announces Medicare Savings Program Expansion

July 17, 2023

New York state has expanded the Medicare Savings Program (MSP) to higher income limits in 2023. What does this mean to you? MSP helps older adults and people with disabilities living on limited incomes by paying their Medicare Part B premiums and automatically enrolls them in Extra Help. This financial assistance helps by allowing enrollees to maintain their Medicare coverage, access needed care, and afford other necessities. The newly expanded program is estimated to save beneficiaries an average of up to $7,300 annually. You and approximately 100,000 other Older Americans in New York ...