Question: My spouse and I have Long Term Care Insurance (LTCI), but we are not sure how to use it? Answer: This is the third and final answer to this question — filing a LTCI claim. LTCI insurance works by reimbursing you for care costs you have already paid. If you have help in the ...

Question: My spouse and I have Long Term Care Insurance, but we are not sure how to use it? Answer: Long Term Care Insurance (LTCI) is an insurance product that is designed to help a person pay for the care he receives when they are sick. LTCI is not health insurance. It really is care ...

After the hard year of 2020, Spring 2021 seems like a bright, shining beacon of light! One can breathe a sigh of relief at being able to be done with the snow, the hard weather that has kept us indoors, and the struggles which we have faced this past year. So, here’s to Spring! To flowers, ...

March 2021. It has been a difficult year for everyone but we are finally seeing the light at the end of the tunnel. It has been especially difficult for older adults who have been on lockdown for a year, unable to interact with family or friends for fear of catching the virus. You have good ...

As a result of the pandemic, you may have stocked your pantry and fridge with plenty of shelf-stable and perishable foods to reduce the number of trips to the grocery store. Did you know that most people toss 30-40% of the food they buy? Often this is due to the date consumers find on ...

Your Medicare Summary is a valuable tool to DETECT Medicare Fraud! A Medicare Summary Notice (MSN) is a report of doctor’s visits, services or supplies billed to Medicare in your name. ≤ It is mailed every 3 months, but you can go online to MyMedicare.gov to view your MSN 24 hours a ...