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Do You Have Questions About Medicare Or Your Health Insurance? There Is Help Available

The Health Insurance Information, Counseling and Assistance Program (HIICAP) provides you and your loved ones with information and counseling about Medicare and other health insurance. Trained staff and volunteers will answer your questions. The services provided by HIICAP counselors are free and objective. To obtain assistance just call NYConnects at (716) 753-4582. It can be difficult to understand all of the Medicare rules and your medical bills. These HIICAP Counselors are here to assist you in choosing between original Medicare and Medicare Advantage plans including health ...

Hochul Releases Proposed Budget That Is Insulting To Elderly New Yorkers

New York state Gov. Kathy Hochul recently released a proposed budget that is frankly a slap in the face to Older New Yorkers. Despite headlines claiming New York as the first “Age Friendly State” in the nation and initiatives like Age-Friendly Health Systems and a Master Plan on Aging for NY, the governor is cutting funding to aging programs that currently can’t meet the needs of Older New Yorkers. It seems that the governor has forgotten about millions of older adults living in the state and the caregivers that provide essential services to them. Here are some statistics you ...

What To Know About Your Explanation Of Benefits

Question; I got a hospital bill from my admission & the Rehab stay after. I didn’t think it would cost that much? How do I know what to pay? Answer; This is the second half of a two week answer. The answer is different depending on your insurance. The key to maximizing your medical insurance coverage is first being sure the providers (Doctor, Hospital, Pharmacy, & Lab, etc.) have your correct insurance on file. Last week I covered how to read and understand a Medicare Summary Notice (MSN). This week I will cover the Explanation of Benefits (EOB) from your Secondary Insurance ...

What To Do When Family Is Sick

Question: My spouse is in the hospital and I don’t know what will be happening. I don’t know what to expect. What should I do? Answer: When our family is sick, the situation can often feel dire. I do have some advice and some resources to help you through this. This highly stressful situation only becomes worse when our panic instinct kicks in. Breathe deeply and slowly. Usually within a couple of breaths we feel calmer and more in control. It gives our body a chance to catch up and this calming breath helps us to think more clearly. Let review resources you may have. The first ...

‘Its Entertaining’

CORAL SPRINGS, Fla. (AP) — Joyce Loaiza lives alone, but when she returns to her apartment at a Florida senior community, the retired office worker often has a chat with a friendly female voice that asks about her day. A few miles away, the same voice comforted 83-year-old Deanna Dezern ...

Avoid Scams And Guard Your Card

With the New Year upon us many people have updated or changed their insurance coverage. These changes can bring about new health insurance cards being issued. The New York StateWide Senior Action Council (StateWide), is advising seniors to “Guard Your Card,” as Scammers will use various tactics to trick individuals into revealing their Medicare information. StateWide is a component of the Senior Medicare Patrol (SMP), the definitive resource for New York State’s senior citizens and caregivers to detect, prevent, and report healthcare fraud, errors, and abuse. “In 2018, Medicare ...