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Questions About Penalties For Non-Enrollment In Medicare

Question: Medicare is complicated. I just found out there is a penalty if I don’t enroll. What are those penalties? Answer. This is a follow-up question to last week’s summary of all the Medicare parts. Last week I explained the different components of Medicare, when they started and some of the basic information. This week I will talk about the penalties if you don’t enroll. As I said last week, it is important to Remember, that all the different parts that make up the Medicare Benefits offered have different rules. Those rules can impact your situation and the penalties ...

Things You Should Know About The Need For Medicare Part B

Question: I have been told I need to sign up for Part B. How do I know if I do? Answer: Happy General Enrollment Period (GEP)! One of the most important rules to remember is that Medicare Part A, B and D all have different rules. This article defines the rules regarding Medicare Part B only. Centers for Medicare and Medicaid Services (CMS) will yearly send a letter to those with only Medicare Part A, stating that you may need to sign up for Medicare Part B. It is currently the General Enrollment Period (GEP) allowing you to sign up for Medicare Part B, January 1 to March 31 each ...

Season Of Upper Respiratory Illness, Should You Get Vaccinated?

We all know that fall, winter, and even springtime in our areas can be fraught with upper respiratory illness! The CDC notes, “Fall and winter are a time when viruses that cause respiratory disease usually circulate more heavily in the community. Before COVID-19, two viruses, flu, and RSV, were the main causes of severe respiratory disease during this time of year….Along with the seasonal influenza and the respiratory syncytial virus (RSV), COVID-19 has become a part of the respiratory virus season.” Chautauqua County Office for Aging Service and NY Connects has joined the ...

How Is Coverage Impacted As Husband Turns 65?

Question: I am currently working with a High Deductible Health Plan that includes an HSA and my husband is turning 65. How does his Medicare benefit impact the coverage my employer provides us? Answer: Turning 65 and becoming eligible for Medicare is an important threshold for your husband and your health insurance coverage could be impacted. The first issue I want to address is your HSA (Health Savings Account) contribution. These contributions are pre-tax dollars which can be used to pay medical expenses and premiums at a later date. When you have a High Deductible Health Plan ...

Immersive Experience

POMPANO BEACH, Fla. — Retired Army Col. Farrell Patrick taught computer science at West Point during the 1970s and then at two private universities through the 1990s, so he isn’t surprised by the progress technology has made over the decades. But when the 91-year-old got his first ...

20 Years Of Dedication; CADCC Celebrates The Employee Who Almost Wasn’t

Lisa Sheldon laughed as she recalled “I had been working for my mom at her home-based daycare and I decided to look for something else. I saw an advertisement in the Penny Saver for a part time Program Assistant at the Chautauqua Adult Day Care, Centers Inc. Dunkirk location. I went for an interview, where I only remember two men talking about sports.” She shrugged and smiled. A week later she received the dreaded “Dear John,” letter notifying her that she had not been selected for the job. Sheldon said that she didn’t think much of it at the time and “I didn’t even know ...