My budget is getting very difficult to manage, are there any programs to help with paying for my insurance? What is that and How do I get that? Answer: A program I believe is very helpful for many seniors is called the Medicare Savings Program (MSP). This is a Medicaid benefit administered by ...

Question: We recently discovered that we can’t find my father’s Social Security Card. How do we get a new one? Answer: Your Social Security (SS) Card is such an important piece of paper, and yet we don’t need it that often – once you are an adult you have other forms of ID that are ...

Question: I’m getting ready to sign up for Medicare, but I don’t want to collect Social Security yet. How will I pay for the Medicare Part B premium? Answer: Social Security and Medicare have been around a long time, and for many of those years, individuals filed for both benefits at the ...

Question: I got a letter from Medicare (Centers for Medicare & Medicaid Services, CMS) saying that I might need to sign up for Medicare Part B. I have coverage through my employer, so do I still need to have Medicare Part B? Answer: According to data.cms.gov, over 68 million Americans ...

Question: I am turning 65 in April of 2025 and wondering about Medicare and Social Security Benefits. Should I be signing up now for Medicare and Social Security? Answer: This is the second answer to this two part question, so as I said last week, Happy Early Birthday! Most of us ...

Question: I haven’t gotten my Prescription Drug Coverage/Insurance Company January bill yet, what should I do? Answer: 2025 is here. This was a year of significant changes to Insurance options for many people. Some of this was due to the Inflation Reduction Act protections related to the ...