Question: I am turning 65 this coming August and wondering: should I sign up for Social Security? Answer: You become eligible to file for Social Security Benefits when you are 62, and this is considered early retirement. For those born in 1960 and after, Full Retirement Age (FRA) for Social ...

Question: I am new to Medicare, and I just retired. I received paperwork telling me I have a Late Enrollment Penalty and have to pay more money for my premiums? What should I do? Do I have to pay this? Answer: (This is a second part to last week’s question. But this is addressing ...

Question; I recently received a packet of information from a third party who appears to be affiliated with my Medicare Advantage Plan. It says I may be eligible for the Medicare Savings Program you talked about a few weeks ago. It wants me to fill out the paperwork and send all my personal ...

Question: Last year about this time, there was an event in Fredonia, but I couldn’t go. Is that event being held again this year? Do you know anything about it? Answer: I think I know the event you are thinking about. The Chautauqua County Office for the Aging held an event called ...

Question: I have considered applying for food stamps, but I don’t know a lot about them. Can you tell me more about the food stamp program? Answer: Certainly! I am and always have been a strong supporter of this program. The Food Stamp (FS) Program is known federally as the Supplemental ...

Question: I recently saw an article that Medicare is issuing new ID cards in March and April of this year. When will mine arrive? Answer: Well this topic may feel familiar, and that is because I wrote a similar article last year because there were over 100,000 Medicare beneficiaries getting ...