Question: I am looking around my life and feeling like I don’t have a part in the world around me. There are so many things I can’t control. I am not sure what to do – can you help? Answer: My first response is: come let me give you a hug! I am so sorry to hear you are feeling that way. ...

Question: I want to be sure I can get my medications after the first of the year. What should I do? Answer: This last three months have been very intense for many of those with Medicare. There are many plans that were discontinued and therefore more than a third of the population in Western ...

Question: The holidays are here and I can’t imagine what to get my parents. They are starting to downsize and keep saying they don’t want anything. I don’t know what they need. What ideas do you have? Answer: Christmas time and the holiday season can be stressful. We want to be sure we ...

Question: I did not switch my insurance by the December 7 deadline and that may have been a mistake. What chance for change do I have? Answer: The Annual Open Enrollment has ended. There are 20 Special Enrollment Periods (SEP) that are available to individuals that meet those different SEP ...

Question: I researched my options for insurance for 2026 and have enrolled. What do I do about my own plan? Answer: It depends. That is almost always my answer. But I also want to remind everyone; That there are many of you who have extra time this year to change your coverage, because ...

Question: When do we find out what the 2026 Medicare rates will be? Answer: It is that time of year when lots of new information is announced. I am very pleased to say that we finally have the answers to these questions. It is useful to know what your premiums and other cost shares for ...