Question: This is the second year in a row that my insurance plan has been discontinued. Now I have to find new insurance again! Is this going to happen every year? I am really frustrated. Answer: Medicare Insurance options have had a rough couple of years. The industry calls that ...

Question: My doctor recommended vaccines for this fall, how are they covered by Original Medicare? Answer: Vaccines and injections prescribed by our physicians are covered differently depending on what the injection is for. Original Medicare Part A would cover any injection given as part ...

Question: When can I change my insurance? Do I have to change my insurance? I think I looked at it this time last year. Answer: Happy Insurance Season! You know I am Medicare Crazy! I LOVE The Annual Open Enrollment Period (AEP), which is open from October 15 until December 7. This period is ...

Question: I have a Medicare Advantage Plan (HMO). My friend has Medicare and a Medigap Plan. Who has the better insurance? Answer: Like most questions related to Medicare coverage, my answer will have to be “That Depends!” You both have good Insurance! Most Medicare products are good, ...

Question: I am over 65 and until recently I was working full-time. I just got laid off from my job and am overwhelmed with everything that I have to change. Where do I look for insurance? I don’t know where to begin. Answer: First, let me say how sorry I am for the abrupt life changes you ...

Question: I just received a document from the Chautauqua County Department of Health & Human Services, telling me I no longer have New York State paying my Medicare Part B Premium. Now what do I do? Answer: There are many programs under the umbrella of the Department of Health & Human ...