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Our Biggest Resolution

It’s about now we have a firm grip on the scope of our New Year’s resolutions. We did the easy part of planning and inspiring ourselves, and by now we’re starting to understand what committing to our goals really means and how it might impact our routines. We are reflecting on who we ...

It’s Snow Joke Outside

Western New York is getting its fair share of snow right now. Six days into 2025, and Jamestown already has more snow than it had in the entire month of January 2024. Needless to say, we here in Chautauqua County are used to it. Our area is home to a variety of animals that are well-adapted ...

Handling A Late-Arriving Insurance Bill

Question: I haven’t gotten my Prescription Drug Coverage/Insurance Company January bill yet, what should I do? Answer: 2025 is here. This was a year of significant changes to Insurance options for many people. Some of this was due to the Inflation Reduction Act protections related to the $2000 Maximum Out of Pocket (MOOP) for all those enrolled in Medicare Part D plans. Much of the disruption was due to Medicare Advantage Plans that were discontinued. Today’s question has been very common over the last few weeks and now in 2025. During the Annual Open Enrollment period everyone ...

LakeScapes – New Year, New Name!

It’s that time of year when snow echoes its beautiful silence. Most people are watching this beautiful display of winter all cozy and snuggled from the comfort of their warm living room and not thinking much about the plants and perennials that lie beneath nature’s white. But we at the ...

The Fierce, Adorable Eastern Screech Owl

Last Sunday was the Chautauqua county Christmas Bird Count. At 8 in the morning, six of us gathered at Audubon to see what birds we could find. This group consisted of myself and Leigh Rovegno, two people on the beginner’s side of the birding journey, and four fantastic birders that were ...

What To Do When Medicare Isn’t Needed Anymore

Question: I have a Medicare Advantage plan with Part D. My spouse got a new job and it will provide us both with health insurance. Can I drop my Medicare Advantage Plan and my Medicare Parts A & B? Answer: I have come across this scenario a couple of times recently. Your decision to enroll into a Medicare Advantage Plan was an appropriate decision to make, but now things have changed with your newly available employer coverage. The answer to your question could be yes or no, depending on a few different variables. Each part of Medicare has a slightly different answer as well, so I ...