Life

What To Do With Medicare Prescription Payment Plan Forms

Senior News November 25, 2024

Question: I got a Medicare Prescription Payment Plan form from my insurance company, am I supposed to signing up for this? Answer: The Medicare Prescription Payment Plan is a brand new option for those with Medicare Part D coverage. We call this option the M3P, so you may see it referred to as that. The M3P option allows you to spread out the high cost of your medications across the entire year of 2025. If you complete this form and mail it back to your Insurance Company, when you go to the pharmacy you will not have to pay for your medication and will instead receive a monthly bill ...

Serviceberry Is A Sadly Underused Native Tree That Helps Wildlife And Is Worth Planting

Nature November 24, 2024

Winters were brutal throughout most of New England in Colonial America. It snowed a lot, often into spring, and there were no radiators (or antibiotics). Many settlers didn’t survive the season, but because the ground was frozen solid, the colonists couldn’t bury their dead in real time. ...

What Are Nature Preserves?

Nature November 17, 2024

What are nature preserves, and why does Chautauqua Watershed Conservancy have them? Our planet has a total of 6,555 national parks. Nature preserves are essential to protecting our natural world’s diverse species of flora and fauna. A nature preserve is an area of land set aside from ...

How To Help Your Tropical Plants Survive The Winter Blues

Nature November 10, 2024

Dreaming of a beach vacation? My guess is you’re picturing a palm tree. Fantasizing about life on a remote island? You’re probably envisioning a walk among birds of paradise, cannas and bananas. Nothing conjures up the feeling of the tropics like giant, lush-leaved plants, and if you ...

Let The Leaves Fall

Nature November 3, 2024

As the late summer yellows and purples of goldenrod and aster fade and hummingbirds wave good-bye to western New York, we watch in awe as nature shares her graceful surrender to change with a gradual chorus of color that sings to our senses and plays to our eyes as their leaves dance and sway ...

How To Handle Insurance If You’re Satisfied

Senior News October 28, 2024

Question: I looked at my insurance for 2025, it looks good and I don’t want to change my plan. Now what do I do? Answer: I spend a lot of time talking about changing your insurance coverage. But there are many individuals with Medicare who are looking at their coverage for 2025 and are finding it to still be a good and a useful product to them. The Medicare Annual Open Enrollment Period is well underway and we are hearing this from some individuals. The 2025 year has been a big year of change and there are many insurance plans that will not be available in the new year (at least 12 ...