Question: I researched my options for insurance for 2026 and have enrolled. What do I do about my own plan? Answer: It depends. That is almost always my answer. But I also want to remind everyone; That there are many of you who have extra time this year to change your coverage, because ...

Question: When do we find out what the 2026 Medicare rates will be? Answer: It is that time of year when lots of new information is announced. I am very pleased to say that we finally have the answers to these questions. It is useful to know what your premiums and other cost shares for ...

Question: I just got a letter from my Medicare Supplement plan and the letter says the monthly premium rates are going up? Should I change my insurance? Answer: I have heard this question a lot this week. Almost all the Medigap plans raised their rates for the coming 2026 calendar year. So ...

Question: This is the second year in a row that my insurance plan has been discontinued. Now I have to find new insurance again! Is this going to happen every year? I am really frustrated. Answer: Medicare Insurance options have had a rough couple of years. The industry calls that ...

Question: My doctor recommended vaccines for this fall, how are they covered by Original Medicare? Answer: Vaccines and injections prescribed by our physicians are covered differently depending on what the injection is for. Original Medicare Part A would cover any injection given as part ...

Question: When can I change my insurance? Do I have to change my insurance? I think I looked at it this time last year. Answer: Happy Insurance Season! You know I am Medicare Crazy! I LOVE The Annual Open Enrollment Period (AEP), which is open from October 15 until December 7. This period is ...