State Attorney General Highlights Student Loan Forgiveness Program

NEW YORK — Barbara D. Underwood, state attorney general, is making federal student loan borrowers aware of a new temporary expansion of the Public Service Loan Forgiveness Program.

Borrowers who were turned down for public service loan forgiveness because some or all of their repayments were made through a non-qualifying repayment plan can now apply for reconsideration. For a limited time, the Department of Education will reconsider eligibility based on an expanded list of qualifying repayment plans.

Eligible applicants will receive loan forgiveness on a first-come, first-served basis. Borrowers are encouraged to apply for reconsideration right away, because once the $350 million runs out, the opportunity to receive reconsideration will end.

To qualify for loan forgiveness under the temporary program, a borrower must have done the following:

¯ Submitted the Public Service Loan Forgiveness Application for Forgiveness and had that application denied because some or all of the payments were not made under a qualifying repayment plan for PSLF;

¯ Worked at least 10 years of full-time employment with a qualifying employer, certified by the employer and approved by the department;

¯ Made 120 qualifying monthly payments under the requirements for the expanded program, which include the Graduated Repayment Plan, Extended Repayment Plan, Consolidated Standard Repayment Plan and Consolidated Graduated Repayment Plan.

Borrowers who believe they may qualify for reconsideration should email a request for reconsideration to The request should include the borrower’s name (the same name under which the student submitted their PSLF application) and date of birth.