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The 4 Rules For Cash: How To Manage Your Money The Smart Way

Let’s talk about cash. It might not be the most exciting part of your portfolio, but it’s absolutely essential. I often find that people either hold too much cash or not nearly enough. Here are four essential rules for effective cash management, from building the right emergency fund to knowing where to park your money and when to invest excess cash. 1) Keep 3-6 months of expenses plus short-term goals The foundation of smart cash management is an emergency fund. This should cover your essential living expenses, such as housing, food, and utilities, for three to six months. An ...

New Investment

Don’t Trash It LLC in Falconer has installed a new, state-of-the-art $250,000 sorting and crushing machine, an investment that marks the center’s continued growth. The machine counts, automatically reads barcodes, sorts returnables accordingly, and crushes them on-site to streamline the ...

Positive Branding

ALLEGANY - In a world where it’s easy to feel overwhelmed, Jamestown native Kim Survil is hoping to make encouragement a little more wearable and a lot more accessible. Survil is the founder of Reminder Collection, a new online apparel brand that Survil said attempts to help people feel ...

High School Students Learn About Employability Skills

(Springville) – Regional high school sophomore students enrolled in the Careers in Advanced Manufacturing (CAM) P-TECH program participated in a presentation entitled, “You Want a Job?” during their week-long Summer Bridge Program held recently. Ellen Ditonto, Jamestown BPU Business ...

Sony Raises Profit Forecast After Expecting Less Damage From Tariffs

TOKYO (AP) — Japanese entertainment and electronics company Sony said Thursday that its profit surged 23% in the last quarter from the year before, as damage from U.S. President Donald Trump’s tariffs was less than it had expected. The Tokyo-based manufacturer reported its April-June profit totaled 259 billion yen, or $1.8 billion, up from 210 billion yen. Quarterly sales edged up 2% to 2.6 trillion yen ($17.7 billion) as demand grew for games and network services, imaging solutions and sensors. The maker of PlayStation game machines, digital cameras, Walkman audio players and ...

Average Rate On A 30-Year Mortgage Drops To Lowest Level Since April

The average rate on a 30-year U.S. mortgage has fallen to its lowest level in four months, welcome news for prospective homebuyers who have been held back by stubbornly high home financing costs. The long-term rate fell to 6.63% from 6.72% last week, mortgage buyer Freddie Mac said Thursday. A year ago, the rate averaged 6.47%. Borrowing costs on 15-year fixed-rate mortgages, popular with homeowners refinancing their home loans, also fell. The average rate dropped to 5.75% from 5.85% last week. A year ago, it was 5.63%, Freddie Mac said. Elevated mortgage rates have helped keep the ...