Question: I have been getting so much mail about insurance coverage and different plans. What is happening? Answer: There is so much insurance information flying around, it is hard to know what to pay attention to. What information is accurate and complete, and what is information just sent to ...

Question: I know what my medications cost me this year, but how will I know how much it will be next year? Answer: Each year we have insurance, the cost structures change. It doesn’t matter if we have employee health insurance, retiree coverage, Medicare coverage or a Marketplace plan. ...

Question: I remember you did an article about cleaning out your wallet? Could you do that one again and help me with this wallet? Answer: I would love to update that information and let’s get into that wallet and see what interesting stuff is in there! This advice applies to BOTH men and ...

Question: I just got a letter from my Medicare Supplement Plan and the letter says the monthly premium rates are going up by 20%. Answer: Well, I have to say that I have heard this from a lot of people recently on this topic. Each year at about this time, the insurance companies send a letter ...

Question: My sister in law has a $0 premium HMO, and I have a PPO plan which costs a little bit more for the premium. She thinks I am getting ripped off because I have to pay the company money each month and she doesn’t. What do you say? Answer: I want to say right up front, that the price ...

Question: I just picked up my medication and the cost was $0? Did they charge me the right price? Answer: A little more than a year ago, I wrote an article talking about how Medicare Part D was going to change in 2024. I am beginning to talk with individuals who are benefiting from that ...