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What To Keep When Cleaning Out A Wallet

Senior News

Question: I remember you did an article about cleaning out your wallet? Could you do that one again and help me with this wallet? Answer: I would love to update that information and let’s get into that wallet and see what interesting stuff is in there! This advice applies to BOTH men and women. So pull out those wallets and purses. First, clear off a spot on the table then dump or take everything out of your wallet/purse. Next sort out the things you must carry; your driver’s license or ID; your insurance cards; your cash; your credit cards (that you are currently using); your ...

Conservation Opportunities Through NYS 30x30

Nature

The New York State 30x30 amendments to the Environmental Conservation Law adopted in 2022 set the goal of conserving 30% of lands and waters across the State by 2030, “to enhance conservation of the state’s unique and globally significant biodiversity and continue efforts to adapt to ...

Proposed Premium Rate Isn’t Set In Stone Quite Yet

Senior News

Question: I just got a letter from my Medicare Supplement Plan and the letter says the monthly premium rates are going up by 20%. Answer: Well, I have to say that I have heard this from a lot of people recently on this topic. Each year at about this time, the insurance companies send a letter to all their enrollees informing them of the proposed rate increase. The letter you received states that this increase has been submitted to the New York State Department of Finance Services, so it is not the final word. The final announcement of the actual price increase will come to you later ...

Perfect Time For Insects

Nature

Midsummer is a time for flying insects. They can be found deep in the woods and flitting around ponds and rivers, but wherever they may be, they have to land eventually. Recently, a few other people and I were floating around in a small bay on a river. Dragonflies kept landing on our ...

What Is A Watershed? And Other FAQs

Nature

The Chautauqua Watershed Conservancy staff gets asked numerous questions about watersheds and water quality. Here are some of our more frequently asked questions – and answers! What is a watershed? A watershed is an area of land where all surface water and groundwater drain to a common ...

Price Isn’t The Only Way To Compare Health Plans

Senior News

Question: My sister in law has a $0 premium HMO, and I have a PPO plan which costs a little bit more for the premium. She thinks I am getting ripped off because I have to pay the company money each month and she doesn’t. What do you say? Answer: I want to say right up front, that the price of the premium is not the only criteria you should measure the value of the plan to buy. You need to evaluate your physicians, your medications, where and how often you seek medical care, are just some of the criteria I would recommend using when choosing your coverage. Both you and your ...