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Natural Insect Repellents Abound In Nature

Summertime comes with lengthy days, warm sunshine, beach visits, and beautiful greenery in the forest. However, summertime also comes with mosquitos, biting flies, and other insects that we consider bothersome and can leave us with red itchy splotches on our skin. To combat the irksome ...

Are Medigap Insurance Premiums Going Up?

Question: I got a letter from my Medigap insurance company that says the monthly premium rates are going up? Is this a sure thing, and if so when will I start the higher rate? Answer: Well I have to say that I have heard this from a lot of people this week. AARP United HealthCare Options and Transamerica Financial, sent a letter to all their enrollees informing them of the proposed rate increase. The letter states that this increase has been submitted to the New York State Department of Financal Services, so it is NOT the final word. The formal announcement of the actual price increase ...

One Native Plant Can Make A Big Difference

You might think I’m a little crazy, but even with 68 acres full of milkweed, goldenrod, and joe-pye weed, I couldn’t bring myself to mow over one tiny milkweed by the mailbox. My husband laughed as I swerved the mower around it. We mow less these days, so why not let it grow? One more ...

What To Know About Medicare Coverage If Traveling

Question: My spouse and I are traveling across the USA this summer. How will my Medicare insurance cover me? Answer: As with most questions I get, my answer is: it depends! So, let’s run down a couple of common situations. When you are using your Original Medicare Part A & B with a Medicare Supplement you have very comprehensive insurance wherever you go within the USA and our territories. You don’t need to think about networks and finding participating providers. That makes travel within the USA very easy. You can access healthcare throughout your traveling as necessary. Your ...

The Frogs Of Summer

It’s no secret – I love amphibians. Frogs and salamanders are, in my opinion, some of the most fascinating animals around. Just think about it. Many start their lives in the water looking more like fish than land creatures, complete with gills and a long, paddle-like tail for swimming. ...