While walking on Audubon’s trails, which I often do with a friend who is very familiar with mushrooms, she casually mentioned something that has changed my view on autumn. Crouched down on her knees getting a closer look at a growing mushroom, she said: “You know, this is the best time ...
Question: When can I change my insurance? Do I have to change my insurance? I think I looked at it this time last year. Answer: Happy Insurance Season! You know I am Medicare Crazy! I LOVE The Annual Open Enrollment Period (AEP), which is open from October 15 until December 7. This period is the time of year you’re asking about: when you have your opportunity to evaluate your insurance options and switch to a plan that works better for you, if you want to. With AEP approaching, curiosity about the coming year’s plans and plan changes is at a peak right now! Unfortunately, you are ...
Anyone familiar with Chautauqua Lake knows that no two years are exactly alike. Conditions can shift dramatically depending on weather, water levels, and activities across the surrounding watershed. While some trends play out slowly, localized issues like algal blooms, plant overgrowth, or ...
Question: I have a Medicare Advantage Plan (HMO). My friend has Medicare and a Medigap Plan. Who has the better insurance? Answer: Like most questions related to Medicare coverage, my answer will have to be “That Depends!” You both have good Insurance! Most Medicare products are good, some better for some situations, while others are better for other situations. So, let me explain some of the differences. Once you turn 65, and you have Medicare A & B, you can insure two different ways: one path is through Medicare Advantage Plans. This path usually includes prescription drug ...
As late summer sets in, it is the perfect time to go outside and look for butterflies and moths. Butterflies can be found in open areas fluttering around near flowers. Worldwide there are an estimated 180,000 butterfly and moth species but even here at Audubon you can find a wide diversity ...
Question: I am over 65 and until recently I was working full-time. I just got laid off from my job and am overwhelmed with everything that I have to change. Where do I look for insurance? I don’t know where to begin. Answer: First, let me say how sorry I am for the abrupt life changes you are trying to cope with. I have talked with so many individuals over the years who have this happen. We sometimes forget that when we hear those numbers “700 individuals laid off at …” that those are lives and people that we know. All of us hope to someday retire, but many of us are having to ...
