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Learn More About Medicaid Savings Program

Senior News

Question: I hear and get mail about benefits that pay their Medicare Part B premium. What is that and how do I get that? Answer: The program I believe you are asking about is called the Medicare Savings Program (MSP). This is a Medicaid benefit administered by the Department of Social Services (DSS) in Chautauqua and Cattaraugus Counties. Each year the income levels change, and this is new income information just released from the Federal Government. Often our Gross income is different than our Net income. (I remember the difference with a rhyme, “Net is what you Get”.) With ...

Explaining Prescription Coverage In Medicare

Local News

Question: I changed my insurance for 2026 and I am having trouble with my Prolia shot - what are my options? Answer: First let me explain what Prolia is for those that may not know. Prolia is a prescription injection, administered by a healthcare professional. It is usually given once every six months. The medication is designed to treat osteoporosis in men and women. The ‘administered by a healthcare professional’ part of that description is the key part to understanding how it is covered. There are a number of similar medications to Prolia, like Reclast, but for this article ...

In Praise Of Senator John Fetterman

Viewpoints

When the Senate voted last week on a resolution intended to limit the president’s authority to continue military operations against the Islamic Republic of Iran, the outcome was predictable: Democrats largely supported the measure as a check on the Trump Administration, while Republicans largely opposed it. Only one Democrat broke with his party to do what was right for the United States. The Senator in question is Pennsylvania’s John Fetterman, who voted with Republicans to oppose the resolution. Over the weekend, he tweeted, “Why do Democrats now universally condemn what ...

We Are Owed Coherent Reason For Iran Strikes

Viewpoints

Can anyone reading this editorial right now explain, clearly and succinctly, why the U.S. is currently engaged in an open-ended military operation against the Islamic Republic of Iran? If you said yes, congratulations — you’re doing better than the Trump administration. President Donald Trump and his advisers have offered nothing but shifting and often self-contradictory explanations since the American-Israeli attacks against Iran started over the weekend. A war powers resolution vote of the kind some in Congress are trying to force is the very least that must happen. Conflicts ...

Get The Most From Your Insurance

Senior News

Question: I received a bill from a doctor for a procedure they performed. How do I know if the amount is correct, and what I actually need to pay? Answer: The key to maximizing your medical insurance coverage is first being sure providers (doctors, hospitals, pharmacies, labs, and more) have your CORRECT insurance on file. Many of you have changed your coverage for 2026 and your providers may have missed that change. Now let’s speak to the process. Each and every procedure, provider, hospital stay, etc. needs to be processed by your insurance carrier using the standards that ...

Illegal War Is Becoming The New Norm

Viewpoints

The killing of Iran’s supreme leader, Ayatollah Ali Khamenei, by a US-Israeli strike is a targeted assassination of a head of state. It also marks a grave escalation in a region already burdened with smouldering wars and fragile states. The consequences of the deliberate strike will reverberate across a Middle East marked by the aftershocks of foreign intervention. Revulsion against the hardline regime in Tehran, or the desire for a better future for the Iranian people, does not confer a legal justification. Force is lawful, under the UN charter, only in self-defence against an ...