It was drilled into me at an early age that part of being an American was the belief in the separation of Church and State. Of course, the foundation of that belief goes back to the earliest history of the country when immigrants came here from Europe to escape religious persecution. That ...

As the year grows closer to July of 2026 and we recognize that we have remained a country of democracy and freedom from the oppression of an intolerant king, we can reflect on the events that led to our declaring independence from England in 1776. For several years prior to our signed ...

Question: I currently have a HDHP and an HSA, but I will be retiring later this summer. What happens to my HSA account? Answer: Great question, but first, for those that don’t speak insurance, let me clarify these abbreviations! HDHP are High Deductible Health Plans. They are an insurance ...

Years ago, I learned how to do Swedish weaving from my grandmother and grandfather. We called it huck towel weaving. I had no idea it was an old Swedish craft. I am not sure how my grandmother got involved doing it, but she did. On a day that my grandfather did not have to work we went to ...

At the June 17 meeting of the Dunkirk Common Council, City Attorney Elliot Raimondo was quoted in the Observer as saying, “Obviously, this city does not have money for the $13.6 million.” He was referring to the Revenue Anticipation Note (RAN) taken out by the city in 2024 that is due on ...

They say that about 90% of an iceberg you don’t see - it is underwater. The same thing might be said for a bridge. Most of it is underneath the bridge surface. What you drive on which is visible to the eye, is just its surface...a lot is going on underneath to support the pavement you are ...